At Navigate Realty, we know that buying or owning a home is one of the biggest investments you’ll make. That’s why we’re always on the lookout for tools and resources to help our Denver-area clients protect their properties and reduce the stress that can come with unexpected repairs.

In the first episode of our Northern Vibes podcast, we sat down with Kyle Arenson, a Home Warranty expert with First American Home Warranty—and a former hockey pro! Kyle joined hosts Ann Wymore and Wilson Miller to break down the ins and outs of home warranties and how they can save you time, money, and major headaches.

🧊 From the Ice Rink to Real Estate

Kyle’s story is as unique as it is inspiring. With a background in hockey and business, he brings a winning mindset and strong sense of teamwork to his role in customer service and real estate. That mentality helps him go the extra mile for both homeowners and agents, ensuring clients understand what they’re getting and how to use it.

🔍 What Is a Home Warranty, Really?

A lot of homeowners confuse home warranties with homeowners insurance, but Kyle set the record straight. While homeowners insurance covers major events like fire or natural disasters, home warranties cover repairs or replacements of systems and appliances due to normal wear and tear. Think water heaters, electrical systems, dishwashers, and even HVAC units.

That’s a big deal—especially when you're a first-time buyer or managing multiple rental properties in the Denver Metro area.

💡 Common Myths & Why a Warranty is Worth It

One of the biggest misconceptions Kyle hears? That warranties don’t cover much or aren’t worth the price. In reality, Kyle explained, a home warranty can pay for itself with just one or two service calls. He gave examples of clients saving hundreds (or even thousands) of dollars on big-ticket repairs that might otherwise come straight out of pocket.

For landlords and investors, it’s even more valuable. A home warranty can help keep tenants happy, cut down on emergency repair costs, and add a layer of protection that can stabilize your cash flow.

🤝 The Local Advantage

One of the top takeaways from our chat with Kyle: working with a local representative matters. He emphasized how helpful it is to have someone in your corner who understands the Denver housing market, can walk you through coverage, and troubleshoot any issues as they arise. It’s not just about the product—it’s about the people behind it.